Photo of woman enjoying her vacation, sitting on a deck outside of an A-Frame cabin
Need some extra cash?

We’ve got
you covered.

From medical emergencies to planned vacations, our personal loans and lines of credit will get you there, hassle-free.

how it works

The Personal Loan Process


Assess Your Goals

Determine your financial objectives by assessing your goals and needs for the loan.

Compare Your Options

Choose from a personal loan, certificate secured loan, and a line of credit.

Apply for a Loan

Next, submit your application. This can be completed entirely online in under 10 minutes.

Secure Your Funds

Sign documents electronically and receive confirmation via email.
we've got options

Get the loan that’s perfect for you.

View Rates

Personal Loans
Discover financial flexibility with a personal loan, featuring attractive fixed rates and manageable monthly payments. A personal loan can help you get into a new apartment, fund a vacation, or pay off pressing debt.
Certificate Secured Loans
Certificate secured loans are the most affordable way to borrow while keeping your savings intact. Your existing certificate account serves as collateral, making this the ideal choice for those seeking loans when traditional avenues are challenging.
Lines of Credit
Give yourself some wiggle room and take out a line of credit. Pull out only the amount you want, so you’re not stuck borrowing more than you need. You don’t have to worry about minimum advances, and you can always count on the lowest rates.
Get started

Ready to take control of your financial future?

Whether you’re looking to invest in professional development, consolidate debt, or turn your hobby into a side hustle, we’ve got you covered. Begin the online application today, and let our team help you get the money you need.

Earn a higher fixed rate than a traditional savings account.
Choose a term that suits your needs, ranging from 6 months to 5 years.
Federally insured by the NCUA.
Benefits of borrowing from TTCU:
Low rates
Expert advisors
Flexible repayment terms
Texas Tech Student on Campus